Your National Management Committee has compared many insurance policies from companies, big and small, in Australia and recommends the following minimum yoga teaching insurance cover for members:
$10m Public Liability
$5m Professional Indemnity (malpractice), preferably $10m
There are other important considerations, such as cover for student and locum teachers and cover for multiple modalities and coverage overseas.
We recommend you obtain professional advice and carefully consider which insurance policy and company best meets your needs. However, we are able to advise that Insurance House welcomes Yoga Australia members and offers an affordable professional insurance policy with competitive rates. Insurance House will also insure members who are providers of other modalities in addition to yoga teaching e.g massage. For details of the Insurance House cover, rates and modalities covered, please see below.
Are locums and student-teachers covered under my policy?
The Insurance House policy is unique in offering cover to qualified locums in your absence and cover for student-teachers even if you are not in the room, as long as they are under a structured program and are subject to review and assessment on a regular basis. (Exact wording can be seen in their application form.)
Am I covered if I teach overseas?
Jurisdictional cover has been extended from 'Australia only' to worldwide, excluding North America.
Is Insurance House safe and reputable?
Insurance House are a strong regional broker since 1975 specialising in risk insurance for specialist health associations like the Yoga Australia. Their Insurer is Lloyds of London
What about pre-natal classes?
There is no restriction on pre-natal yoga teaching
What about Public Liability, what’s my excess if I make a claim?
Public Liability cover of $10 million is included. There is NO excess on any claim.