Professional Insurance

A tailored insurance solution for you


Yoga Australia recommends the following minimum yoga teaching insurance cover for members:

  • $20m Public Liability
  • $5m Professional Indemnity (malpractice), preferably $10m

There are other important considerations, such as cover for student and locum teachers and cover for multiple modalities and coverage overseas.

We recommend you obtain professional advice and carefully consider which insurance policy and company best meets your needs.

An insurance solution exclusively for Yoga Australia paid members

The Yoga Australia National Management Committee has undertaken a stringent review of the insurance market on behalf of members to secure insurance that is competitively priced, provides the broadest coverage and is easy to purchase online.

GSA Insurance Brokers, in collaboration with ProRisk, are delighted to be partnering with Yoga Australia to provide you, the members, an exclusive insurance solution to protect you and your business.

Professional Indemnity and Public / Products Liability

Yoga Australia’s insurance solution provides a combined Professional Indemnity (Malpractice) and Public / Products Liability policy, specifically tailored to provide Yoga Australia members with the following benefits:-

  • Underwriting agency of the year 2020– ProRisk
  • Award winning claims service 
  • Regular educational webinars
  • Cover for a broader list of modalities
  • 1 hour free legal advice per policy period1
  • 84 months free automatic run off cover3
  • Employee Fidelity Cover2
  • Statutory Liability Cover3 
  • Exclusive & competitive member pricing
  • Variable limits of cover available4
  • Low $250 excess to apply for all PI and PPL claims
  • Coverage for teaching, students, and locums
  • Quick online policy application
  • Instantly issued Policy and Certificate of Currency

Portable Business Equipment

The impact of having portable business equipment stolen could be financially devastating. Yoga Australia’s insurance solution provides members with an option to insure your portable business equipment for the following perils:-

  • Accidental loss or damage, Theft from a locked vehicle and Fire
  • Replacement cover for up to $10,000
  • Stock up to $2,000

Portable business equipment can include Yoga props, mats and massage tables, Electronic equipment – tablets, iPod, portable speakers, Business items – smartphones

To view the PI and PPL policy wording  – (click here)

To view the General Property policy wording  – (click here)

To view the FAQ click here

For more information about our policy and/or claims inquiries, please email or call:

 Phone: 02 8274 8199 dedicated phone line for Yoga Australia enquiries

Email: [email protected]

1 Free legal advice

Must relate to a policy coverage issue

2 Employee Fidelity Cover

Protects the insured against financial loss resulting from fraudulent or dishonest acts by employees.

This can include theft or funds or property.

 3 Statuory Liability

Protects the Insured for claims brought against the insured by an Official Body e.g. NSW Health Care Complaints Commission (HCCC) & Australian Health Practitioner Regulation Agency (AHPRA) following the actual or alleged breach of any Act of any parliament or legislative body in relation to the provision of healthcare services.

3Run-off Cover

Run-off cover protects professionals against potential claims after they have stopped practicing.  It provides cover for potential incidents which have happened but have not yet been reported to you.

Run-off cover will only be activated if you have retired from practice and notified GSA, prior to the policy expiring. If you continue to see clients in any capacity after expiry then the run-off cover is voided.

4  Variable limits

Yoga Australia recommends a minimum of $5m PI and $20m Public Liability

Updated May 4, 2022

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