Yoga Teacher Insurance

Professional Insurance

A tailored insurance solution for you

Yoga Australia recommends the following minimum yoga teaching insurance cover for members:

  • $20m Public Liability
  • $5m Professional Indemnity (malpractice), preferably $10m

There are other important considerations, such as cover for student and locum teachers and cover for multiple modalities and coverage overseas.

We recommend you obtain professional advice and carefully consider which insurance policy and company best meets your needs.

An insurance solution exclusively for Yoga Australia members

Yoga Australia has undertaken a stringent review of the insurance market on behalf of members to secure insurance that is competitively priced, provides the broadest coverage and is easy to purchase online.

GSA Insurance Brokers are delighted to be partnering with Yoga Australia to provide you, the members, an exclusive insurance solution to protect you and your business.

Professional Indemnity and Public / Products Liability

  • Competitive pricing  
  • Quick and simple online policy application;
  • Various Professional Indemnity (PI) limit options – $2m, $5m or $10m
  • Public & Products Liability (PPL) coverage options of $10m and $20m;
  • Instant policy issuance
  • Unlimited Retroactive Cover
  • Award winning claims service
  • Underwriting agency of the year 2020
  • Employee Fidelity Cover
  • Statutory Liability Cover
  • Regular Webinars
  • Cover for a broader list of modalities
  • Coverage available for audio visual classes
  • Option to include 84 months free run-off cover subject to insurer approval
  • Emergency Costs – Approval up to 10% of policy limit.
  • Public Relations Costs – Following a claim covered by the policy
  • 1 hour free legal advice per policy period.

For more information about GSA’s policy and/or claims inquiries, please email or call:

Phone: 02 8274 8199 – dedicated line for Yoga Australia enquiries

Email: yoga@gsaib.com.au

GSA Insurance Brokers are the long-time provider of discounted insurance to Yoga Australia members.

“We’re a new breed of Insurance Broker, who think insurance should do more than just cover you for loss.”

It’s simple, visit GSA to get a quote, from start to finish the process takes less than 5 minutes.

When purchasing the policy online, your documents are issued immediately after a successful credit card payment.

The GSA policy provides an unlimited retroactive date, this means past work in relation to the currently listed Professional Services is covered.

It is imperative that all circumstances that may give rise to a claim are formally notified to GSA as and when you first become aware of the incident to ensure that the Insurer can consider providing indemnity.

However, in the event that you fail to notify a Known Circumstance* before moving to GSA the policy includes an extended continuous cover clause, which may provide cover in the event that you fail to notify a Known Circumstance given the terms and conditions of this clause are met.

*Please refer to the policy wording for more information

Yes, the policy provides cover for the provision of the listed professional services within Australia and New Zealand.

Yes, the policy provides cover for the provision of the listed professional services Australia wide.

The GSA policy includes plate glass cover (not full glass cover) and coverage for A frames signs on council property.

Yes, we can include Interested Parties for Lease requirements.

Yes, employees are automatically covered when undertaking the covered professional services for or on behalf of the Insured, they do not need to be named on the policy.

Yes, these can be added at any time throughout the policy period FREE of charge by emailing GSA on yoga@gsaib.com.au

You can ring GSA on 02 8274 8199 and one of our friendly staff will be able to assist you with any questions you may have.

No, your policy will cover you to work Australia wide. It is not a requirement of the policy that location details are listed, even if you are working at multiple locations.

Yes, all correspondence from GSA is sent via email. Any changes to your details can be updated by emailing yoga@gsaib.com.au with your new contact details.

You can obtain a quote and/or take out the policy through the GSA website: www.gsaib.com.au/yoga

GSA will provide renewal notification emails one month prior to your policy’s expiry date. Please add yoga@gsaib.com.au as a safe sender in your email contacts to ensure these emails are received.

The policy provides cover for the provision of the listed professional services online subject to policy terms and conditions. This includes both pre-recorded and live classes.

The Professional Indemnity territorial coverage is worldwide however; Jurisdictional coverage is restricted to AUS/NZ. This means that should you have a client attend say an online class and they are located in a country outside of AUS/NZ then they are still able to bring a claim against the member however, the claim needs to be brought FIRST in either AUS/NZ jurisdiction. If the claim is not first brought within the AUS/NZ jurisdiction then the policy will not cover you for the claim. Note: The member MUST be domiciled in AUS/NZ. The policy will not respond to member’s physically practicing from an overseas location without prior approval. If the member is doing a substantial amount of work in locations outside of AUS/NZ then it would be wise to either obtain a full worldwide coverage or take out a local policy in the location where the majority of their clients are.

No specific Pregnancy Yoga qualification is required, as long as you are a qualified yoga instructor then that is sufficient for the policy to respond in the event of a claim arising from teaching a pregnant client.